Privacy Policy

Last updated: June 2026

This Privacy Policy explains how PayoffSchedule.com ("we", "us") handles information when you use our website. We aim to collect as little as possible.

Calculator inputs stay in your browser

All loan calculations run locally in your browser. The numbers you type into our calculators are not transmitted to or stored on our servers. Files you download (Excel, CSV, PDF) are generated on your own device.

Analytics

We use privacy-respecting analytics (such as Google Analytics) to understand aggregate usage — for example, which calculators are popular and which countries visitors come from. This may involve cookies or similar technologies that collect non-identifying information like pages viewed, approximate location, device and browser type.

Advertising and cookies

We may display advertising, including ads served by Google and its partners. Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to this and other websites. Google's use of advertising cookies enables it and its partners to serve ads based on your visits to our site and/or other sites on the internet.

• You can opt out of personalized advertising by visiting Google Ads Settings.
• You can opt out of some third-party vendors' use of cookies for personalized advertising at aboutads.info/choices.
• Most browsers let you block or delete cookies in their settings.

Affiliate links

Some outbound links to lenders or financial products may be affiliate or referral links, meaning we could earn a commission if you sign up. This never changes what you pay and does not influence our calculators or editorial content. See our disclaimer for details.

Your rights (GDPR / CCPA)

Depending on where you live, you may have rights to access, correct or delete personal data, or to opt out of the "sale" or sharing of personal information for targeted advertising. Because we don't collect personal accounts, most requests relate to advertising and analytics cookies, which you can control using the links above. To make a request, email us at [email protected].

Children

This site is not directed to children under 13, and we do not knowingly collect their data.

Changes

We may update this policy from time to time. Material changes will be reflected by the "last updated" date above.